"There's never a bad time to make a good decision"

Graf Financial Advisors, LLC ("GFA") is a Fee-Only financial advisory and wealth management firm located in Wayne, New Jersey. We have been helping people make sound financial and investment choices that improve the quality of their lives since 1996.

Acting in our clients' best interests has always been our mission. Accordingly we have always been a Fee-Only advisory firm. Not Fee-Based, Fee-Only! This enables us to avoid potential conflicts of interest relating to recommendations of financial products. We do not sell products, accept commissions or accept or pay referral fees. Our only compensation comes directly from client fees.

As human beings, we are constantly changing and evolving. Transition is a way of life-sometimes by our own choices and sometimes by the gift of fate. The team at GFA understands that life is not static and we help you manage transitions through the Financial Planning Process. Whether it is raising children and  planning for college, transitioning your business, or reestablishing yourself after a death or divorce, our depth of personal experience and financial expertise will help guide you through these life changes. Our goal is to help you emerge from these transitions both emotionally and financially stronger.

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We offer a complimentary "Get Acquainted" meeting to describe our services, and to see if our services are right for you.

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