We design investment strategies to suit the lifestyle, risk tolerance, time horizon and long-term goals of each client. Our process is designed to integrate investment strategy, tax planning and risk management considerations to enhance the probability that you will reach your goals. Our strategy development starts with you; your family and career status, your specific needs and goals, your attitudes towards risk, your investing history and experience, and the implications, opportunities and risks of holding significant investments in company stock. We evaluate all factors and incorporate them into a comprehensive strategy designed to preserve and increase your wealth.
Once we have established the parameters we start with a macro view, the broad investment strategy incorporating education about different asset classes and investment strategies. After the broad parameters for the portfolio are determined, we work down into the details of portfolio construction, i.e. determining appropriate allocations to specific asset classes, and then finally down to the specific investment vehicles and securities that are appropriate for your circumstances. We provide our clients with access to a wide range of investment vehicles from the straightforward to the complex, including but not limited to mutual funds, individual stocks and bonds, access to top money managers via managed accounts and alternative investments (e.g. commodities, and absolute return strategies).
The investment world can be extremely complex; we are your outspoken advocate who will dig into the details of performance, persistency and the cost of various investment vehicles and products. We earn your trust and confidence by providing you with unbiased advocacy and by respecting your confidentiality at all times.
We can help you manage the risk of a portfolio concentrated in company stock by implementing sophisticated strategies such as collars and straddles when appropriate.