Please read the following terms and conditions (“Terms and Conditions”) carefully before using this Web site (“Site”). You should review these terms and conditions regularly, as they may change at any time at our sole discretion.
Graf Financial Advisors ("GFA") is a Registered Investment Advisory practice located in Wayne, NJ. GFA and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon registered advisors by those states in which GFA maintains clients.
GFA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registered requirements. A copy of GFA's current disclosure statement (form ADV Part I) containing GFA's business operations, services, and fees, is available upon request. GFA will provide form ADV Part II to interested parties upon request as well as through a link on the Site. This Site is published in the United States for residents of the United States. GFA is not soliciting business in international jurisdictions where it is not registered.
Nothing on the GFA Web site should be construed as a solicitation or offer, or recommendation to acquire or dispose of any investment or to engage in any other transaction. GFA does not render nor offer to render personal investment advice or financial planning advice through our Web site. GFA's specific advice is given only within the context of our contractual agreements with each client. The GFA Web site is limited to the dissemination of general information pertaining to its investment advisory and financial planning services. Advice may only be rendered after delivery of Form ADV Part II, the execution of an investment management agreement and/or financial planning agreement by the client and the advisor.
Our Site is provided to you without charge as a convenience and for your information only. By merely providing access to our Site content, we do not warrant or represent that:
- The content is accurate or complete;
- The content is up-to-date or current;
- We have a duty to update any content;
- The content is free from technical inaccuracies or typographical errors;
- The content is free from changes caused by a third party; and
- Your access to our Site will be free from interruptions, errors, computer viruses, or other harmful components.
We do not assume any liability for these matters. In other words, you use our Site at your own risk. Under no circumstances, including but not limited to negligence, shall we be liable for any direct or indirect, special, incidental or consequential damages. This includes loss of data or profit arising out of the use or the inability to use the content of this Site, even if one of our representatives has been advised of the possibility of your damages. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.